H.E.L.P.

HELP is on the way for would be home buyers. Fear of loss is a great motivator unless that fear is the loss of a job. If I'm going to lose my job I will be in a tough spot to pay bills. No one wants to walk away from obligations but if push comes to shove, I'm guessing walking away from a lease is less damaging to a person's credit than walking away from a mortgage.

Renters who would be home buyers today if they were less concerned about their ability to make mortgage payments should meet with Realtors participating in HELP, an acronym for Homeowner Education and Loss Protection. Buying a home with a HELP certification the new owner will have six months of job loss mortgage payment protection up to $1800 per month.

I just completed the certification process. Seems to me that a current home owner who is uncertain about their long term employment security may want to sell and buy now to be HELP eligible for the next two years.

Home sellers who want to differentiate their home can provide the HELP product to the buyer of their home for $500.00 when working with a Restaino & Associates agent.

A good idea at the right time.